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Old 04-18-2013, 04:07 PM
satx18 satx18 is offline
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Default Jpay vs. eComm - Gurney Texas Prison Unit

Wondering if anyone has a comparison between using eComm or jpay to make account deposits. I know eComm has a little lower fee. Any difference in delivery time or quality of service? Anthing I need to know about either one? Thank you for your help.
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Old 04-21-2013, 09:16 AM
CenTexLyn CenTexLyn is offline
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ecomm seems to add a day to the process since you are having the transaction running between two different agencies...aside from that, it's cheaper on the front end and does not appear to get treated by a lot of banks as a credit card cash advance (which incurs additional fees on the card-side of the equation).
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Old 04-22-2013, 08:39 PM
satx18 satx18 is offline
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Quote:
Originally Posted by CenTexLyn View Post
ecomm seems to add a day to the process since you are having the transaction running between two different agencies...aside from that, it's cheaper on the front end and does not appear to get treated by a lot of banks as a credit card cash advance (which incurs additional fees on the card-side of the equation).

Thank you! I had read about the cash advance charge on jpay, called my credit card and that was going to be a big expense with high interest rates and interest being added from the day of transaction rather than billing date, so had to go debit card route to avoid that. If ecomm avoids this, it might be worth the extra day delay, if everything else is pretty much equal. Thanks again!
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