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  #1  
Old 09-12-2013, 11:11 AM
kmacck kmacck is offline
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Default Bank Accounts for Felons

Hello,

I have just learned that my bank, Wells Fargo, is going to terminate my account because of my felony record. Can someone please provide me with the banks that they use that do accept felony records?

Thank you
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  #2  
Old 09-12-2013, 11:38 AM
thatwiz thatwiz is offline
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I have never heard of that. Did your crime involve finance? I have always been able to add hubby to anything, but I have big money in there, so I doubt they would piss me off. Was this a new account and no banking problems in the past? Most credit unions and internet banks are more lenient.
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Old 09-12-2013, 12:09 PM
LoveYourself1st LoveYourself1st is offline
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I worked at a bank and have never heard of this. I have a feeling there is more to this. The bank doesn’t randomly do background checks on customers. How long have you had this account?
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  #4  
Old 09-12-2013, 12:39 PM
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That is crazy! I have a wells fargo bank account as well as a felony and have never had problems, been using them for years.
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Old 09-12-2013, 02:24 PM
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DF also has a felony and opened a WF account this summer.

There has to be something more to this....
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Old 09-13-2013, 12:18 AM
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I'm currently an employee for Wells Fargo and the only way they close accounts would be if you had account abuse in the past, some type of financial scheming going on. We just dont close accounts because of records because My husband has had one for about 6 months now and if they were going to close it. They would have done so by now.. and no it's not still open because I work there.. my name is no where on that account. It has to be more to this story
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Old 09-13-2013, 01:42 AM
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Banks don't care about your criminal history -- felons' money is as green as everyone else's. What they do care about is if you default on a loan. Did you happen to have a house financed through them that went into foreclosure by any chance? Or auto loan or credit card through them that you defaulted on? That being said, try a credit union. Much cheaper with less fees/restrictions than any of the big corporate banks, and you can use most every other credit union's ATMs with no fees as well. I'll never go back to a big bank after seeing how much better a medium-sized credit union is.
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Old 03-05-2020, 09:25 PM
adrialex adrialex is offline
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Quote:
Originally Posted by LoveYourself1st View Post
I worked at a bank and have never heard of this. I have a feeling there is more to this. The bank doesn’t randomly do background checks on customers. How long have you had this account?
Same thing here had my account closed from Capital One, Chase and two other smaller banks. Credit score over 750 crimes are mob related not finance
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Old 03-06-2020, 03:08 AM
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Same thing here had my account closed from Capital One, Chase and two other smaller banks. Credit score over 750 crimes are mob related not finance
I would call the manager of your bank and ask them why your accounts were closed. Sometimes they will close accounts for inactivity, repeatedly bounce checks or overdrawn accounts. Other than these instances there shouldn't be any other reason.
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Old 03-06-2020, 05:29 PM
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You're welcome to call, but you will almost certainly not get an answer beyond "We've made a business decision."

Why should they give a reason you can argue with, when they can give a non-reason you can't fight?

I say this based on the experience of having many bank accounts closed. (My "crime" is depositing money orders, but that's a whole different story.) They won't give a reason and they won't reconsider.
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Old 03-07-2020, 08:02 AM
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I’ve had no problems with banks, but Fidelity Investments closed an IRA that I had there. My crime was non financial and the felony was well over 10 years ago at the time. I rolled it over to another well known brokerage company. I do not recommend Fidelity!
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Old 03-07-2020, 12:29 PM
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try a credit union. Might have better luck.
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  #13  
Old 03-07-2020, 06:41 PM
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If the inmate owes fines or restitution . Don't open no accounts in their name
The courts will jump on those fees real fast
If you have a account try talking to some one at that bank. Opening
a account for some one in custody is difficult but not imposable
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Old 03-16-2020, 09:36 PM
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Default Bank Account

If this is posted in the wrong area please move it.

A bank I had for 13 years recently terminated my account. I haven't bounced a check or had any issues with this bank account since I opened it. I was told banks and financial institutions do random sweeps and will close bank accounts if they find new derogatory information. The only reason I can think my account was closed was because of my Federal crime and conviction. It is counterfeit access device fraud which a bank may see as a debit card type abuse. I then applied online at chase bank was approved but, received a letter also terminating me two weeks later. I am wondering if anyone else has had a bank terminate them and, if so can anyone recommend a bank who wont shut me down?
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Old 05-11-2020, 06:51 PM
kmacck kmacck is offline
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Hello,

I started this thread and then had to take care of an aging parent and did not pay attention to the responses, sorry. My crime involved fraud with the IRS, so I assumed that was the reason. My credit score is over 800, I pay all my bills on time. WF, BofA and now Chase have closed my accounts in the last few years. Today was Chase on an account that was open for only a few months.

Anyone here with a financial crime and a current bank account?

Any suggestions? This is getting very difficult to navigate life when I cannot find a bank that will work with me.
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  #16  
Old 05-11-2020, 07:07 PM
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Quote:
Originally Posted by kmacck View Post
Hello,

I started this thread and then had to take care of an aging parent and did not pay attention to the responses, sorry. My crime involved fraud with the IRS, so I assumed that was the reason. My credit score is over 800, I pay all my bills on time. WF, BofA and now Chase have closed my accounts in the last few years. Today was Chase on an account that was open for only a few months.

Anyone here with a financial crime and a current bank account?

Any suggestions? This is getting very difficult to navigate life when I cannot find a bank that will work with me.
Have you tried a credit union?
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  #17  
Old 11-27-2020, 07:03 AM
lefttowrite4ya lefttowrite4ya is offline
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I have forgeries on my back ground. I use only online and prepaid accounts. I have a GO Bank and now a Stash account and also AMEX serve account. All allow direct deposit and they also have various incentives and low fees for adding money and withdrawals. Also you can do a PayPal account with the Cash Plus they seems willing to help. Hope this information is helpful.

Quote:
Originally Posted by kmacck View Post
Hello,

I started this thread and then had to take care of an aging parent and did not pay attention to the responses, sorry. My crime involved fraud with the IRS, so I assumed that was the reason. My credit score is over 800, I pay all my bills on time. WF, BofA and now Chase have closed my accounts in the last few years. Today was Chase on an account that was open for only a few months.

Anyone here with a financial crime and a current bank account?

Any suggestions? This is getting very difficult to navigate life when I cannot find a bank that will work with me.
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