I hope I am posting this in the right place. I need to find out what experiences others have had in obtaining automobile insurance and homeowner's insurance after they get out. I have a friend with about 2 years left on his sentence and he wants to be prepared once he gets out. I am finding out from different insurance companies that they won't insure anyone with a felony whether it's car or home.

Anyone had any luck?

I've never heard of felons not being able to get insurance. This is my husbands second term and when he was out we didn't have any issues with him getting any kind of insurance. :confused: Interesting. Sorry I can't be of more help...hopefully someone will have an answer for you. Good luck!

I have never had any problems getting health, home or car insurance in the five years since I have been released. Its not ever even been a question on any of the applications that I have completed for coverage.

I'm actually an insurance agent, and there is nothing that states you cannot have insurance if you are an ex-felon. Credit is a factor and driving record. If you have good credit and a good DMV better rate, but no one would be denied auto insurance it's mandatory in most states anyway. Life insurance may be a problem since there are questions about drugs you've taken and if you have been convicted of a felony, it's a high risk to insurance companies to give life insurance to someone who may end up in prison again. There are companies out there that sell life insurance to ex-felons but it would be pricey. PM me if you want more info about insurance questions.