The following states Alabama, Arkansas, Florida, Georgia, Kentucky, Louisana, Mississippi, Oklahoma, South Carolina Tennesse and Texas, are eligible to receive free credit reports from all 3 credit companies (TransUnion, Equifax, and Experian) starting June 1.
It's not hard to do and it's worth the few minutes to see if you get any surprises.
https://www.annualcreditreport.com/cra/index.jsp

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