I want to check my credit, where can I get a copy of my credit report for FREE not membership blah blah blah suprises???

ONE

go to www.annualcreditreport.com it's free!!!! you have to click on your state, it will tell you when it's free for your state. you have to register also, but it's still free. you can see your credit report right then and there and you can print it out!

That site is not totally accurate... it says Massachusetts won't be available for free through their site until Sept. 05, yet it is free for Mass. residents every 12 months.

Actually, the following states have laws that make free credit reports available to consumers: Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont.

Make sure you get the reports from all three credit report agencies: Experian, TransUnion and Equifax, as the information should match on all of them.

Equifax

Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
To order report: 1-800-685-1111
To report fraud: 1-800-525-6285
Web site: www.equifax.com (http://www.bankrate.com/brm/frames/hyperlink.asp?link_address=http://www.equifax.com)

Experian (formerly TRW)

National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
To order report: 1-888-397-3742
To report fraud: 1-888-397-3742
Web site: www.experian.com (http://www.bankrate.com/brm/frames/hyperlink.asp?link_address=http://www.experian.com)

TransUnion LLC

Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
To order report: 1-800-888-4213
To report fraud: 1-800-916-8800
Web site: www.transunion.com (http://www.bankrate.com/brm/frames/hyperlink.asp?link_address=http://www.transunion.com)

thanks, Jess...this is what i have been looking for!!!

I DID THE ANNUALCREDIT REPORT THINGY AND ITS FREE FOR 30 DAYS. I GOT ALL MY INFO WITHIN ONE MINUTE. JUST MAKE SURE YOU CANCEL YOUR MEMBERSHIP IN 30 DAYS SO THEY WONT CHARGE YOU. ALSO IT DEPENDS WHAT STATE YOU ARE IN.

I DID THE ANNUALCREDIT REPORT THINGY AND ITS FREE FOR 30 DAYS. I GOT ALL MY INFO WITHIN ONE MINUTE. JUST MAKE SURE YOU CANCEL YOUR MEMBERSHIP IN 30 DAYS SO THEY WONT CHARGE YOU. ALSO IT DEPENDS WHAT STATE YOU ARE IN.



ME TOO! i got mine with no problem within minutes! i got ALL three from all three credit agencies.(2 online 1 in the mail) my info was very accurate!

I did the free annual credit report thing too, and printed it off. Then took it to one of those credit consumer counseling services and they didn't even know you could do that...maybe i should find a different one...LOL

Thanks a lot 1DayAtATime. It was great not being charged for it. Thanks again.

Love, Sheila:thumbsup:

One note for anyone working on cleaning up your credit. The law says that a credit reporting agency has 30 days from the time you dispute something to investigate and respond. When using the free credit reports that are rolling out state by state, you are waiving the 30 days and agreeing to 45 days for them to respond. It makes a little difference in giving them 15 more days to investigate and respond.

You can usually get a free credit report by prequalifying for a home loan.

You can order your credit report free due to a new law that was passed.


Hey if you want to access you credit report you can do it from this
website.






http://www.ftc.gov/bcp/conline/edcams/credit/ycr_free_reports.htm